Are you faced with the dilemma of digging more deeply into your IT security and compliance posture or simply assuming it's handled because your providers say they're PCI compliant?
Many online retailers really don't understand exactly where a provider's coverage stops and where theirs starts…and how to truly increase the security of their e-commerce business.
Many e-retailers think that as long as they don't "store" credit card data, then they avoid PCI compliance requirements altogether. That's not true. If your application even briefly handles a credit card number, then it is likely an "in-scope" environment as far as the payment card industry is concerned. And while your overall volume of card transactions may be low, you are still responsible for understanding requirements under the PCI DSS.
You don't have to be "big" to afford IT security or to cost-effectively meet stringent compliance requirements. There are some key steps that smaller retailers can take to ensure that they meet compliance requirements and properly secure their environments.
Consider leveraging security and compliance building blocks such as the following in your e-commerce environment:
While implementing and managing the above might sound like an expensive, complex endeavor, that’s not necessarily the case.
The right partner with the right focus for your business can help guide you through the right steps. This can even include the partner managing security and compliance on your behalf.